Confusion and avoidance aren’t great investment strategies

ETFs (exchange-traded funds) are bought and sold on the ASX like any other Australian listed company, however, they are not a business (like BHP, Woolworths or Telstra). They are an investment fund that can invest in various types of investments, with the aim of creating capital growth and income.

Price rises, volatile super balances and share markets, commodity shortages, and interest rate rises on mortgages don’t appear to be going away any time soon it appears. According to NAB’S latest Household Financial Stress Index, women, 18-29 years old’s and low-income earners are experiencing the highest levels of financial stress.

What most people don't know is that emotions play a significant role in how we make, grow, and spend money. If you think using a budget will solve your spending issues, many of you will be sorely disappointed or feel like a financial failure.

The most important month of the financial year is here – tax time. June is the month to focus on maximizing your tax refund by considering additional work-related purchases, tweaking investments, income and expenses, and reviewing your super contributions.

Have you ever thought your life would be so much better if only you had more money?‍ People consider their financial problems to be external to themselves. Many of us believe that if we had plenty of money, we could solve all (or most of) our problems.

As parents, we want the best for our children, both now and in the future. But there’s one fundamental life skill many parents overlook - how to manage money. It is never too early to start teaching kids about money, in fact, the earlier the better. Cultivating a healthy relationship with money can start as young as two years old, and research has revealed that by age seven, money habits are formed. With kids’ brains like sponges absorbing everything (including money matters), it’s critical to shaping a child’s ‘money message’ in the right way.

Money types are designed to be “teachers”. They help us to grow and develop so we can reach our financial potential. The best thing about these money archetypes is they’re not fixed. As your behaviour and financial awareness changes and evolves, so will your money types. Are you ready to better understand your relationship with money, and take stock of where you are right now? Then read on to discover which money types you identify with!

Your super is likely to be the second biggest asset you’ll own (next to your home), so let’s show it some respect!

So, you’ve decided property is your strategy for creating wealth or you’re thinking about purchasing your first investment property. It’s an exciting but daunting proposition – we get it! That’s why we’ve called on investment property expert, Natalie Abbott, Principal at Property Manager Adelaide, to share with us her top property search tips.